Auto
insurance facts: approximately 6 million auto accidents occur each year.
If you are involved in an accident, knowing what to do may help alleviate
some of the anxiety that an accident causes. Don't forget to ask for auto
comparison insurance quote at InsureCom
to see if you can save money now. Make sure you bring your auto insurance
policy card and information at all time you are driving. Visit InsureCom
to ask for auto insurance quote and see the bottom of this page to see
list of auto comparison quote providers, agent, broker and companies.
At
the Scene
- Stop your car and get help for
the injured.
- Have someone call the police
or highway patrol. Tell them how many people were injured and the types
of injuries. The police can then notify the nearest medical unit.
- Give whatever help you can to
the injured but avoid moving anyone so you don't aggravate the injury.
Covering an injured person with a blanket and making that person comfortable
usually is as much as you can do.
- Provide the police with whatever
information they require. The Police will ask for your prove of auto
insurance policy card, show it to him. Ask the investigating officer
where you can obtain a copy of the police report. You will probably
need it when you submit your claim to your insurance company.
- Try to protect the accident
scene. Take reasonable steps to protect your car from further damage,
such as setting up flares, getting the car off the road and calling
a tow truck. If necessary, have the car towed to a repair shop. But
remember, your auto insurance company probably will want to have an
adjuster inspect it and appraise the damage before you order repair
work done.
- Make notes. Keep a pad and pencil
in your glove compartment. Write down the names and addresses of all
drivers and passengers involved in the auto accident. Also note the
license number, make and model of each car involved and record the driver's
license number and auto insurance identification. Record the names and
addresses of as many witnesses as possible, as well as the names and
badge numbers of police officers or other emergency personnel. If you
run into an unattended vehicle or object, try to find the owner. If
you can't, leave a note containing your name, address and phone number.
- Record the details of the accident.
This will be used when your and their auto insurance company contacted
you to understand the accident to determine who is at fault.
Filing Your Claim at Auto Insurance
Company
- Phone your auto insurance agent
or a local company representative. Do it as soon as possible even if
you're far from home and even if someone else caused the accident.
- Ask your car insurance agent
how to proceed and what forms or documents will be needed to support
your claim. Your auto insurance company may require a "proof of
loss" form, as well as documents relating to your claim, such as
medical and auto repair bills and a copy of the police report. Supply
the information your insurer needs.
- Keep records of your expenses.
Expenses you incur as a result of an automobile accident may be reimbursed
under your policy. This could include medical and hospital expenses,
lost wages and at least part of your costs if you have to hire a temporary
housekeeper.
- Keep copies of your paper work.
Store copies of all paper work in your own files. You may need to refer
to it later. The auto insurance compay of the party who is at
fault will pay the expense. If you have been into auto accident your
auto insurance may increase you auto insurance rate so start requesting
a quote from other companies. Ask
comparison quote at Insurance Tracker
To help you save money today, please get free auto insurance
quotes from the following auto insurance companies and agents:
Auto Insurance Comparison rate quotes:
4Insurance
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Insurance
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Here
InsureCom
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Netquote -
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Insurance
com – Compare up to 4 quotes from multiple Auto Insurance.com
companies.
Insweb
Compare auto insurance quotes from several different insurance companies
instantly.
Auto
Insurance Finder
Insurance Finder is an insurance search engine. You
can find variety of insurance services and customized quote.
Direct quote from the auto insurance companies:
21st
Century Insurance Company at
21st.com
Electric
Insurance - Save up to 20% on car insurance! This company
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Canada
Kanetix.com
Kanetix is a Canada Auto Insurance broker company
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